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MONEY-RATES.COM FINANCIAL CALCULATORS
The following calculators will help visitors in analyzing their financial decisions:
How much should I be saving for college?
Should I refinance my home mortgage (breakeven)
Comprehensive mortgage calculator
Should I pay extra points for a lower interest rate?
Adjustable rate mortgage calculator
Certificate of Deposit Analyzer
How long until my savings reach my goal?
What will my current savings grow to?
APY or Annual Percentage Yield is the expression of the annual rate of return taking into account compounding. The formula for calculating APY is:
APY = (1 + r / n)/n-1
r=nominal interest rates, n=number of times interest is compounded per year
