EverBank

Offers a variety of foreign-denominated CDs and money markets. Foreign currencies available include:

Australian Dollar, Brazilian Real, British Pound, Canadian Dollar, Czech Koruna, Danish Krone, Euro, Hong Kong Dollar, Icelandic Krona, Indian Rupee, Japanese Yen, Mexican Peso, New Zealand Dollar, Norwegian Krone, Singapore Dollar, South African Rand, Swedish Krona, and Swiss Franc. FDIC-insurance applies to only losses due to failure of institution and does not cover currency fluctuations.

Umbrella Bank

Special rates for IRA money markets, CDs, Education money markets, Education IRA accounts. Details.

BancodeInternet.com

Spanish division of Bank of Internet with excellent deposit rates and full-service online banking capabilities. Spanish-version site. More.

One United Bank

This bank calls itself the first African-American owned internet bank and has commited itself to developing urban communities across the country. One United Bank offers deposit rates in the top 1% in the country while supporting economic development.

Bank of Internet

Special rates and features for senior citizens. More.

Umbrella Bank

Pet owners know have a savings vehicle to ensure that their pet is taken care of if thet die through Umbrella Bank's PetTrust Plus service. A PetTrustPlus Account combines the legal authority of a Trust document with the financial security and flexibility of an online, interest-bearing savings account. More details here.

BancoFortuna.com

Spanish division of Emigrant Savings Bank featuring attractive rates on savings accounts and certificates of deposit. Spanish-version site here.

American Bank

This bank offers individuals age 50 and over a higher APY on their interest checking account. No monthly minimum balance or no monthly fees, although the APY only applies for balances between $10,000 and $99,999. More information here.

State Bank of India

This New York-based FDIC-insured bank serves as a financial gateway to India. Any person or business doing business in India can benefit from their banking services. In addition, excellent CD rates in the nation's top 1% are currently available to any depositor. English-version site here.

Bank of China

A leading Hong-Kong based banking group with branches in Hong Kong, mainland China, and the United States. Offers wide menu of personal and commercial banking features including online banking and foreign exchange trading accounts. More information here.

Posted 8/5/08